Credit History Check

Hire candidates who are financially sound and responsible. Makesure helps businesses with reliable bankruptcy checks in Australia.  

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Reduce Business Risks and Threats With the Right Partner  

When hiring an employee or starting a new partnership, it’s important to know that the individual can demonstrate financial prudence. A credit history check provides insight into your candidates' borrowing behaviour and repayment history rather than their wealth or overall financial security. 

Unfortunately, individuals with a history of missed payments, excessive debt, or frequent loan applications could be an indication of financial distress, poor money management, or even potential fraud risk. In some cases, excessive borrowing history may be linked to issues such as compulsive gambling or financial irresponsibility, which can create risks in finance-related roles for your business.

Makesure empowers you to hire candidates who are financially responsible, reducing any potential business risks. Our credit history checks help employers hire the right individuals, particularly in roles involving financial transactions, company funds, or budget management.

How It Works



Request a Check
Log in or create an account on Makesure to initiate a check. Simply enter the applicant’s details, including their email and phone number, and select the necessary checks.



We Handle the Rest
Our team coordinates with the applicant and relevant parties to complete the checks. Stay informed by tracking the progress in real-time through the Makesure portal.



Get Notified
Once the checks are completed, both you and the applicant will receive instant notifications via email and SMS. Invoices are conveniently issued at the end of each month.

When Are Credit History Checks Necessary?

Credit history checks are required, if not essential, in the following positions and industries:

Why Makesure?

Government Accredited

Accredited as an identity provider under the Australian Government’s Digital ID System (AGDIS).


Australian 
Support 

A friendly, local support team that’s here for you and your participants. We’re available to assist if you encounter any issues.

Simple and Straightforward 




An easy-to-use system that easily integrates into your HR process. As a candidate, using Makesure is simple and quick.  

Hassle-Free  

Seamless process with all pre-employment checks into one system - saving you time and hassle.

Other Relevant Checks From Makesure

Employment Verification   
Employment Reference Checks   
ASIC Banned and Disqualified Checks   
Anti-Money Laundering Checks

Keep Your Business Ahead of Risks With Makesure  

Contact our team to learn more about our credit history checks for employers.  

Contact Us

Frequently Asked Questions 

A credit history check reviews an individual’s borrowing and repayment behaviour, including loans, credit cards, defaults, and bankruptcies. It helps businesses and employers assess one's financial responsibility, especially for roles that involve handling money or company funds.

Credit history checks help your business to:

  • Identify financial red flags such as unpaid debts or bankruptcies.
  • Assess financial responsibility for roles handling company funds or financial transactions.
  • Mitigate risks of fraud or embezzlement.
  • Ensure compliance with industry regulations in finance-related positions.

Makesure’s credit history checks typically include:

  • Current and past credit accounts (loans, credit cards, mortgages).
  • Repayment history, defaults, and outstanding debts.
  • Bankruptcies, court judgments, or debt agreements.
  • Credit inquiries (how often credit has been applied for).

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